SMALL BUSINESS CAPITAL

Targeted for small and mid-size businesses expanding into their next phase of growth. Our asset-based lending offerings and working capital lines of credit provide the capital to help you meet your goals.

LINES OF CREDIT

Product Specifications

Rates

Loan Size

Term

Asset Collateral

Prepayment

Advance Rates

Covenants

Industries

Funding Speed

Recourse

Structure

INVOICE  FACTORING

Product Specifications

Rates

Loan Size

Term

Asset Collateral

Prepayment

Advance Rates

Covenants

Industries

Funding Speed

Recourse

Structure

SBA LOANS

SALE LEASEBACKS

A business line of credit allows for the flexibility that a normal term loan would not provide. A business can borrow up to a certain limit and only pay interest on the money that is borrowed. The credit limit is often based on a businesses' receivables, inventory and ability to service the debt payments.

$500,000-$15,000,000

1-3 years

Up to 70% of Accounts Receivable. Up to 50% of Inventory.

None

Accounts Receivable

Starting at 4.99%

Flexible

Service, Manufacturing & Distribution-based 

4-8 weeks

Non-Recourse or Full

Product Details

For businesses facing cash short falls, they might consider invoice factoring as an alternative to free up their cash flow. Invoice factoring is the sale of invoices to a company in exchange for a lump sum of cash. Invoice factoring depends on the creditworthiness of your customers, rather than your personal credit, allowing you to immediately unlock working capital to help cover funding gaps for your business.

Product Details

Starting at 7.99%

Flexible

$200,000-$5,000,000

Non-recourse or Full

3-5 weeks

Service, Manufacturing & Distribution-Based Companies

None

Accounts Receivable

None

Up to 90% of Accounts Receivable

 
 
 

Flexible

Traditional or Discount

Small Business Administration (SBA) loans are loans made by banking institutions, credit unions or specialized private lenders, but are partially guaranteed by the US Federal Government for economic development purposes. These loans offer flexible terms and low interest rates to borrowers.

7(a) Program: Loans up to $5 million that provide funds for working capital, expansion and equipment purchases.

504 Loan Program: Loans up to $5 million that provide funds for buying land, machinery and facilities. These loans are only processed by private lenders and nonprofits.

In a sale-leaseback, an asset that is previously owned by the seller is sold to a third party and then leased back to the original owner with a long-term lease. In this way, a business owner can continue to use a vital asset but frees up real estate equity for other commercial uses.

Please inquire if you would like to learn more about if this financing option is the right fit for your business.

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© 2020 PlattPointe Capital LLC

This Website is not intended to solicit commercial mortgage brokerage business in AZ, CA, CT, HI, IL, IN, LA, MI, MN, MT, NV, NJ, NY, NC, ND, PA, RI, SD, UT. The sole purpose of this Website is to provide information which could possibly be used by a person or entity to obtain business and commercial financing and does not function as a substitute for the advice of an investment advisor. You should consult with your own trusted financial professionals before making any investment decisions. Click here for further regulatory disclosures.